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The underwriting layer for
music catalog finance

CatalogIQ automates the entire underwriting process for royalty-backed loans and revenue-based financing — giving capital providers instant, data-driven decisions on music catalog assets.

$10B+¹
Music royalty lending market
40M+²
Artists globally underserved
<5s
Underwriting decision time

A massive, underserved asset class

Music royalties are one of the few truly uncorrelated assets — they generate predictable cash flows regardless of market conditions. Yet the infrastructure to underwrite them has barely evolved.

Streaming economics have changed everything

Catalog values are compounding as streaming royalties grow 15–20% annually. Artists need capital now, not after a lengthy manual appraisal.

No standardized underwriting infrastructure

Every lender reinvents the wheel — manually pulling streaming reports, building one-off Excel models. CatalogIQ replaces that with a consistent, auditable engine.

B2B SaaS in a $10B+ lending vertical

Music funds, independent labels, and specialty lenders need this infrastructure. We sell to them, not to artists — a clean B2B motion with strong LTV.

Three revenue streams, all aligned with deal flow

We monetize the underwriting workflow — not the artist relationship. Our customers are the capital providers who benefit most from faster, better decisions.

1

SaaS Platform License

Monthly or annual subscription for capital providers to run unlimited underwritings. Priced per seat or per deal volume tier.

2

Transaction Fees

Basis-point fee on funded deal value routed through the platform. Aligns our incentives directly with lender success.

3

Data & Analytics API

Aggregate, anonymized catalog intelligence sold to funds, labels, and researchers as a standalone data product.

Early but moving fast

We launched the consumer-facing platform at ciqpartners.com to build a proprietary pipeline of artist data and refine our underwriting models before scaling to B2B.

Live
Platform status
ciqpartners.com is live and accepting artist submissions with real royalty data uploads.
Pre-seed
Stage
Raising a pre-seed round to expand the underwriting model, build lender integrations, and hire.
10+
Genre models
Proprietary risk models tuned to genre-specific royalty decay curves and streaming platform behavior.
NY · MA · DE
Registered in
CatalogIQ Partners is registered in New York, Massachusetts, and Delaware with full legal infrastructure in place.

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